Our Leadership Team.

Imagine the advantages of leadership by executives who share your experience.

 
Sanjiv Das
 

Sanjiv Das
Chief Executive Officer

Sanjiv has a successful track record of leading large financial services organizations both within the United States and internationally. Prior to joining Caliber, he served as Executive Vice President, Global Financial Solutions at First Data Corporation, where he led the international business and played an instrumental role in taking the company public.

 
William Dellal
 

William Dellal
EVP, Chief Financial Officer

William brings deep mortgage banking and financial services expertise to Caliber, most recently serving as head of Capital Markets for CitiMortgage.

Russ Smith
 

Russ Smith
EVP, National Production & COO

Russ is responsible for the National Production of Sales in Caliber's Retail, Wholesale, Correspondent, and Direct to Consumer channels. He has over 25 years of experience in the mortgage banking industry, having served in various executive roles for many of the nation's leading financial institutions.

 
Ann Thorn
 

Ann Thorn
EVP, Chief Loan Administration Officer

Ann is responsible for all Production and Servicing Operations in Caliber’s Retail, Wholesale and Correspondent channels. She has over 25 years in the mortgage industry leading large operations in the areas of originations, servicing, and default, most recently with Bank of America.

James Hecht
 

James Hecht
EVP, Head of Retail Production

James is a seasoned industry leader with over 20 years of mortgage banking experience. He brings a wealth of knowledge and a deep understanding of the distributed Retail space. In his prior role, James was responsible for all Production channels, Fulfillment, Credit and Operations. Throughout his mortgage career, James held a variety of senior management roles at several respected mortgage companies.

 
Patricia Shumate
 

Patricia Shumate
EVP, Correspondent Lending

Patricia Schumate has over 30 years of mortgage banking experience with a specialty in correspondent lending. She is responsible for management of the Correspondent channel which serves Caliber’s delegated customers.

Chad Smith
 

Chad Smith
EVP, Recapture & Direct to Consumer

Chad is responsible for transforming the way Caliber interacts with our customers, as well as leveraging our existing servicing portfolio of over 650,000. Prior to joining Caliber, he was President of Direct Lending at loanDepot.

 
Jennifer Corcoran
 

Jennifer Corcoran
SVP, National Operations

Jennifer is responsible for the strategic direction and operational execution of retail, wholesale, correspondent and consumer direct practices. She has a deep background in Mortgage Operations and most recently managed all operations for Caliber’s Wholesale Division, one of the top purchase producers in the country.

Renee Galitis
 

Renee Galitis
EVP, Chief Information Officer

Renee Galitis is responsible for all technology supporting Caliber’s aggressive growth plan and innovation in creating the “Ultimate Home Buying Experience.” As a seasoned industry leader with over 25 years of mortgage technology experience, Renee brings outstanding strategic and technical expertise that will help Caliber build upon their industry-leading originations of servicing.

 
Julie Richtel
 

Julie Richtel
EVP, Chief Risk Officer

Julie Richtel is responsible for Enterprise Risk Management. Julie has extensive experience in risk and compliance in both mortgage and consumer financial services. Prior to joining Caliber Home Loans, she was the Senior Risk Officer overseeing all consumer facing business lines, including retail banking, home lending, mortgage servicing and warehouse lending at EverBank.

Greg Smallwood
 

Gregg Smallwood
EVP & General Counsel

Gregg Smallwood is responsible for the company’s Legal and Compliance functions. Gregg has over 20 years’ experience representing major financial services institutions in all aspects of regulatory enforcement, state and federal law compliance, corporate transactional matters and class action litigation. He received his Juris Doctorate from Seton Hall University School of Law and Bachelor of Arts from the University of Maryland.

 
Ken Adler
 

Ken Adler
EVP, Capital Markets

Ken is responsible for secondary marketing, hedging, and other capital markets functions.

Sean Harding
 

Sean Harding
Chief Human Resources Officer

Sean Harding leads all human resources functions at Caliber.  He has led bank and non-bank institutions in the mortgage industry and is highly-skilled in human resource management, training leadership, and organizational effectiveness, as well as talent acquisition and retention.

 
Manoj Satnaliwala
 

Manoj Satnaliwala
SVP, Head of Audit

Manoj Satnaliwala is responsible for all Audit activities working directly with the Audit Committee. Prior to joining Caliber Home Loans, he led the Audit function for a large mortgage insurer as well as served as a Director of Internal Audit with a leading global accounting firm.

 
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Caliber Home Loans, Inc., 1525 S Belt Line Rd, Coppell, TX, 75019. NMLS ID #15622 (Caliber's page on NMLS Consumer Access). 1-800-401-6587. Equal Housing Lender. Equal Opportunity Employer.
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